One charge, out loud.
A subscription feels small because it arrives alone. Type one. The year and the decade show up beside it.
Type an amount. The year and the decade show up here, then a 7% illustration of investing that monthly total instead.
Open the full worksheetSix worksheets.
Each one runs in the browser. The result stays in the link, so you can send it.
Open the benchSubscription cost
Add each subscription and see the monthly total, the yearly bill, and what that money could become if it were invested instead.
Budget builder
Split take-home pay into needs, wants, and savings. Start from 50/30/20, then move the percentages until they match your month.
Emergency fund
Pick a number of months of essential costs, see the target, and how many contributions it takes from where you are now.
Debt payoff
Compare smallest-balance-first with highest-rate-first, using your minimums and one extra payment.
Compound interest
Project a starting amount plus a monthly deposit. Optionally add a small daily spend, as if that money were invested instead.
Savings goal
Name a cost, what you have saved, and either a monthly amount or a date. The worksheet answers the question you did not type.
The shop shelf.
The 30-Day Money Quest
One small level a day for 30 days. Most take 5 to 15 minutes. Miss a day and you pick up where you left off.
- Look at the map
- Gear up
- Fight the leaks
- Know your stats
- Build armor
- Level up
From Yehuda
I make short pixel films about money, and the worksheets on this site so you can run the numbers yourself. The films are the stories. The calculators are the part you can use tonight.
Nothing here is financial advice. It is a lesson you can poke at.